Now that Christmas is out of the way you may be thinking of spending money on other things. Christmas itself costs so much that it can be impossible to even think about making any other large spending commitments until it’s all over. The chances are, however, that buying food, drink and gifts used up most of your available funds. The good news is that if you’d like to invest in a new piece of kitchen equipment, then PCCU is the place to come to for an affordable white goods loans.
There are many reasons why you might need to replace one or more of your larger kitchen appliances. Something like a fridge or cooker might simply be looking old and tired, letting down the appearance of the rest of your kitchen. Alternatively, an older washing machine or dishwasher could be developing faults such as small leaks, or be much more expensive to run than a modern replacement. No matter why you need to buy white goods, finding the money to purchase the model you need can be extremely difficult, unless you come to PCCU for one of our white goods loans.
You may have looked into the option of borrowing money from a doorstep or payday lender to pay for your white goods, or taking up one of schemes offering credit from certain high street stores. The difficulty with white goods loans of this kind is the amount of interest they involve. Payday and door step lenders charge extremely high rates, while the stores which offer credit start by charging high prices for the items, and then include interest rates which result in the final price you pay being higher still.
At PCCU we’ve partnered with SPE Furnishings and Own Comforts in order to make the concept of white goods loans and weekly payments simple, convenient and affordable. In the case of Own Comforts, which is where you’ll find items such as fridges, cookers and washing machines, it really is as easy as 123:
1: Select your items online. All of the items are brand new and come from leading manufacturers. Not only that but you’ll find that they are available at highly competitive prices.
2: Apply for a loan when you check out, choosing how long you’d like to be making weekly payments for. Your application will be sent to PCCU, and we’ll approve it if we think you can afford the payments without financial hardship.
3: Arrange delivery. Once you’ve confirmed that you’re happy with the goods you’ve ordered and the payment plan, Own Comforts will phone you to arrange delivery. As an added bonus, all deliveries are included free of charge.
We’re happy to provide white goods loans in this way because we feel our account holders should be able to buy the furniture they need at affordable prices. Because we’re an ethical lender we don’t need to make a large profit from account holders, so we can keep our interest rates as low as possible. For an affordable weekly payment, you could buy the furniture you need and banish those post-Christmas blues.