The Engage account and Visa debit card works just like an account from a high street bank but is only available from Engage accredited credit unions including Pennine Community Credit Union.
You can use your Engage card to shop, pay bills and save money with their cashback rewards program. It has online access and a free mobile app. With no overdraft charges and a budgeting facility called ‘Envelopes’ to help account holders manage their money and pay bills.
We can load loans, withdrawals or excess benefits onto your card very easily reducing the need for you to carry cash.
- FREE to apply for a card (you can also have an additional card for free too)
- UK sort code/account number
- FREE for any purchases made within the UK
- FREE mobile app available on Android and iPhone
- Earn up to 15% cashback with Engage rewards partners
- Engage Envelope Money Management Tool
- Only £0.75 for an ATM withdrawal in the UK
- Get cash-back free from supermarkets and other retailers
- Low management fees
- FREE to set up a standing order
- FREE email alerts to help you track your spend
Engage Envelope – The money management tool
Want to take the stress and hassle out of paying your rent, mortgage, utilities, and phone bills? Your Engage account comes with a special feature that allows you to place money into virtual Envelopes so you don’t accidentally spend the cash you need to pay essential bills.
Envelopes are simple to set up and can be done by the account holder or with help from the Credit Union staff. Once set up you don’t need to worry about them. Money will be automatically ring fenced when it comes into your account.Engage-Envelope-User-Guide
Fantastic rewards and offers available from national and local retailers when you use your Engage Visa debit card. You can have cashback rewards of up to 15% every time you use your Engage Visa debit card to pay for goods at any one of the following participating retailers:
Engage Visa debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number 900025) and is a member of Visa Europe. Please note that Engage is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.