It’s that time of year again when people start looking forward to their summer holiday. There’s no escaping the fact that, as well as the excitement of choosing your destination, picking between a city break and a seaside stay and shopping around for the best flights or UK holiday camp deal, you also have to deal with the pressure of paying for it all. That’s where a PCCU travel loan can be extremely helpful.
The type of travel loan you take out depends entirely on your circumstances. You may just want to borrow a small amount for spending money while you’re away, or to stock up on essentials like new outfits, sun cream and buckets and spades for the kids. Alternatively, the travel loan you take out could cover the entire cost of a holiday, from travel insurance to new suitcases, leaving you free to concentrate on planning excursions and daydreaming about sunbathing.
When you take out any size of holiday loan with us you can do so safe in the knowledge that you’re borrowing from an ethical lender. That means that we’re owned by our account holders and run on a not for profit basis. Any money we do make is used to improve the lives of our account holders and the wider community, a large part of that revolves around keeping our interest rates as low as possible. We don’t have to build up money to pay bonuses or share dividends, so we can offer you a travel loan at the kind of interest rate you’ll find hard to beat, and we offer the same attractive rate to everyone who borrows money.
As well as low interest rates, we can promise that the travel loan you take out with us will come without any hidden fees or charges buried in the small print. When you make an application you’ll be dealt with as an individual, and we won’t necessarily let the fact that you may have a bad credit rating get in the way of lending you money. We’ll look at your circumstances and try to come up with a travel loan and repayment plan which we’re confident you can afford.
Once you’ve provided all the information we ask for we’ll try to deal with your application in as little as two working days. If your travel loan is approved we’ll transfer your holiday money straight into your account. Not only does this mean you can relax and start planning your holiday, it also puts you in the position of being able to shop around for the best deals with the bargaining power of cash in hand to pay for things.
We think our account holders deserve to be able to take a holiday away from the stresses of everyday life, and we know how hard affording that can be. A travel loan from us can fund everything from a caravan weekend to two weeks in the South of France. Whatever your idea of getting away from it all is, PCCU can help to make it happen.