We know that small loans can be a big help!
We never know what’s just round the corner. How many times have you managed to get your finances in order, for the universe to turn around and say, ‘Ha! Don’t go buying that dreamy new sofa just yet, sunshine.’ Broken boiler. The annual bank-busting MOT. That anniversary you definitely didn’t forget about.
Financial hiccups are far more irritating than regular hiccups, because drinking water upside down doesn’t cure a poorly bank balance. Thankfully, small loans offer fast-acting, long-lasting relief.
How small loans can help you
You’ll often see small loans advertised by high interest lenders. It’s generally for an amount in the region of £500, and is used to tide a person over for a short period of time. The problem with high interest lenders these lenders is that even when it comes to small loans, their interest rates tend to be eye-wateringly high. Everything may appear great on the surface, but those sharks are lurking just beneath. And before you know it, what started out as a way of getting yourself back on track suddenly has you drowning even further in debt.
Before you take the high interest lender plunge, have a chat with the team at Pennine Community Credit Union. None of our staff bite, and they will happily talk you through our simple loan application and the options you have available.
One option we may look to explore is our £500 family loan. This is available to anyone in receipt of child benefit with no credit checks required. We look beyond people’s credit score when granting applications, with all our loan decisions made by real people, not computers. The £500 family loan is conditional upon child benefit being paid directly to PCCU. We aim to make decisions within one working day, and once granted, £500 will be on its way to your account the same day. And the best thing about our loans, there’s no nasty surprises down the road.
PCCU also provides small sums of money at affordable interest rates, with repayments tailored to suit your financial circumstances to those who do not receive child benefit. Anyone over 18 years of age is welcome to apply for a small loan.
No catches. No gimmicks. No sharks.
PCCU is always looking to the future
Big changes start with small steps…or small loans.
When you take out a loan with us – big or small – it’s always our aim to try and help you create better saving habits. We’ve been serving the local community for 38 years now, so it’s something we’ve managed to get rather good at.
Upon joining the PCCU family, you will automatically be assigned your very own savings account. Our ‘Save As You Borrow’ scheme means that as part of your loan repayment agreement, a small amount will be taken out and placed in this account. This will act as collateral against your loan, but will also develop into a rather handy nest egg. And you’ll be amazed at how quickly these savings build up. Not even the universe will be able take this from you.
Small Loans from PCCU
Apply for a affordable PCCU loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.Apply Now