When you see an advertisement for ‘simple fast loans’ you’d be forgiven for thinking ‘What’s the catch?’
That’s because, more often than not, the lenders offering these simple fast loans are offering something that’s too good to be true.
Yes, the application process may be simple and fast, but the repayment journey it puts you on can be long, demanding, and very, very expensive.
At PCCU, we pride ourselves on providing the best possible service when it comes to simple fast loans – from the first step to the final repayment.
An out-of-the blue vet bill. The washing machine leaking all over the kitchen. A boiler emergency. Yet another trip to the garage.
Unexpected expenses come in all shapes and sizes. Fortunately, so do PCCU’s simple fast loans.
Loans of up to £15,000 are available to anyone within the community. And the whole process couldn’t be simpler. Apply online. Decision online. Sign online.
As for the fast. Once a decision has been made – and this shouldn’t take longer than 48 hours as long as we have all the correct information – the money will be BACS to your account, usually within two hours.
Where PCCU is different to other lenders is that we go beyond simple and fast. We care about fair, and we know how important affordability is.
That’s why each application is assessed individually by a member of staff – not a computer. We look at a person’s income and expenditure, and only lend amounts we are confident you can afford to pay back.
And our secure Nivo app allows online loan applications to be completed and signed for from your phone, making it even easier to access simple fast loans.
The loan is only part of your PCCU journey though. All our account holders are required to regularly save alongside their repayments.
Helping to create better spending habits while also reducing the need to borrow, it means you’ll also have a nice little nest egg for years to come.
Can I speak to someone about PCCU’s simple fast loans?
You can email us, ring us, come into one of our branches.
The way we see it is that simple fast loans (that are fair and affordable) are all good and well, but without support and guidance, the process can be intimidating and unsettling.
Our friendly, knowledgeable, and professional staff are with you every step of the way. No smoke and mirrors, just honest, transparent advice whenever you need it.
Nothing means more to us than our account holders. And the communities we all live and work in.
As a not-for-profit organisation, any profits we do make are used to help regenerate the local area, while making sure we’re able to provide exactly what our account holders need.
Apply for your Simple fast Loan
Apply for a PCCU Loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.Apply Now