As the school holidays are about to finish, for some families the realisation that they have not bought school uniforms yet is really hitting home. Unfortunately many of our account holders are very aware that schools reopen soon and that means they need to buying school uniforms urgently. 

Of course buying school uniforms actually means buying much more than just the uniform; the list includes sports gear and equipment, joining clubs, calculators and for those guardians lucky enough to have children who want to participate in the after school lessons, that might mean an expensive guitar or clarinete.

According to the Children’s Society parents spend on average £340 per year for each child at secondary school and £225 for children at primary school

PCCU staff have years of experience helping our account holders during the summer, when the financial stress of paying for holidays and school uniforms combine. We also know how the rules about buying particular school uniform items from certain shops is not only frustrating but often pushes the price up.

Every year people come to PCCU and tells us that they wish they’d have found the credit union last summer, when they’d felt their only option was to borrow from high-interest lenders or illegal loan sharks to purchase the school uniform items that their children needed.

Anyone who borrows from PCCU to buy school uniforms is encouraged to save alongside their loan repayments, so as the loan balance decreases – savings build up, resulting in a savings pot when the loan is finished that can go towards next year’s school uniforms.

We hope you are enjoying the school holiday, if you are thinking about how you are going to fund buying all the bits and pieces that your child needs for the start of school then contact PCCU about an affordable school uniform loan today. You can apply online or make an appointment with a friendly member of staff in Burnley, Nelson or Colne today.

Once you’ve provided us with the information we need we’ll try to make a decision as quickly as possible. We understand how vital help with school uniform costs can be and so we aim to deal with all applications within two days and, wherever possible, by the very next day. As soon as we’ve decided, the money will be transferred into your account, which puts you in the happy position of being able to start shopping for school uniform items without having sleepless nights over how you are going to pay for it all upfront.