Long term savings account where members look to build up savings through regular deposits.

When you join PCCU you automatically open this account. Members without loans can save as much or as little as they can afford, as frequently as they wish. Account holders have been pleasantly surprised how quickly saving balances can build up, just by making small but regular payments.

For those with loans there is a minimum saving amount, which builds up and act as collateral against the loan.

• All account holders have access to our secure ‘Online Account Area’. Where balances can be viewed, withdrawals can be requested via BACS transfer and loan applications can be submitted
• Saving accounts fully covered by the Financial Services Compensation Scheme up to £85,000
• Receive a share of any profits PCCU makes through the annual dividend
• All savings are covered by FREE life insurance, so that if in the event of your untimely death your shares would be given with the insurance amount to the person you nominated (subject to rules)
• Professional and confidentially handled by highly trained staff

With our saving accounts there are no account fees…no annual charge…no requirement to have two direct debits or standing orders coming out of your account monthly….we do not try to cross sell you travel insurance or mobile phone cover. We just allow you to save as little or much as you like – saving made simple.