This is the in and out savings account, which is easily accessible.

There are no minimum savings levels, and there is not a maximum number of withdrawals permitted. Available to all adult account holders.

This account is not affected by an outstanding loan balance, so is perfect for those looking to save whilst repaying a loan.

Saving accounts fully covered by the Financial Services Compensation Scheme up to £85,000
Brilliant for saving towards holidays, birthdays or special occasions
Peace of mind that your money is separate from your long term savings account

This popular account has been provided by PCCU for many years under different names, but was affectionately known as the ‘Holiday and Christmas’ account but was changed when it became apparent the account was used for saving for a whole range of activities, items and special occasions.

Many options for deposits or withdrawals;

BACS transfer
Loaded onto prepaid Engage card
Cash at one of our three branches
Personal cheque

All account holders have access to our secure ‘Online Accounts’ area. Where balances can be viewed, withdrawals can be requested via BACS transfer and loan applications can be submitted
Receive a share of any profits PCCU makes through the annual dividend
All savings are covered by FREE life insurance, so that if in the event of your untimely death your shares would be given with the insurance amount to the person you nominated (subject to rules)