There is a common misconception shared by some that loans are scary. That borrowing money from a lender will see your financial woes increase as you dig yourself further into a black hole of debt. This could not be further from the truth.
Loans are designed to help people, to provide a financial lifeline when spiralling costs begin to outweigh income. It’s a fact of life that there’s no escaping costs. And, yes, that can seem scary. Take the summer holidays for instance. Holidays abroad, staycations, new uniforms, days out. It may only last a few weeks, but all the activities and expenses that come with it soon add up. Maybe you’re using the time to give a flagging garden a facelift – a new hot tub perhaps, or a spot of landscaping. Whatever your reason for needing to spend a little extra money, it’s nice to know you don’t have to do it all on your own.
Low interest loans allow us to spread all these costs over a manageable period, affording you a little breathing space while you enjoy quality time with the family…or in your new garden.
Free loan quotes – no pressure, no hassle
Do you know how much it costs to speak with a member of staff at PCCU? Absolutely nothing. Even better, we also offer free loan quotes. This isn’t because we’re trying to get people through the door, or trick them into signing away their souls. It’s because credit unions are ethical lenders who want to help their communities by helping the people who live in them.
PCCU is a not-for profit co-operative meaning we don’t charge extortionate rates of interest like some high interest lenders. With us, the rate you see advertised is the rate you pay – none of that Representative APR smoke and mirrors where low interest loans on the surface can quickly become eye-wateringly large repayments. Our aim is to help people take control of their finances. We want what’s best for you. It’s why we encourage people to shop around a bit if they’re unsure; see what other lenders are offering.
We can never guarantee the lowest rates, but what we do promise is low interest loans, and a safe pair of hands that will guide you through the process.
How long does it take to grant low interest loans?
PCCU understands that where money is concerned, time is generally of the essence. If you apply for a loan online, we aim to have a decision for you within 24 working hours. We’ve already mentioned free loan quotes. Add to that no application fees, free life insurance, and no early settlement fees; and we’re confident that by the time you’re repaying one of our low interest loans the last thing you’ll be worrying about is money.
PCCU's Low interest loans
Apply for an affordable PCCU loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.Apply Now