Low cost loans are a valuable part of the financial landscape. With good reason. How many times have you had to put off something you really wanted to do? A family holiday, perhaps. Buying the new car you’ve had your eye on for a while. The garden you were going to have landscaped three years ago.  Covid has thrown everybody’s life into disarray. But if there’s one thing it has taught us, it’s that we shouldn’t be saying ‘no’ to the things we want to do.

Now, some of the best things in life may be free; but there’s plenty that cost money, too. Family holidays don’t come cheap, nor do new cars. Are you going to landscape that garden yourself? We thought not. As the world returns to normal – or at least a new normal – it’s time to start making plans again.

Low cost loans can make these plans both achievable and affordable.

Why are low cost loans one possible solution to my money concerns?

Finding the money for a holiday, car or new garden can, at times, feel like an impossible task. Especially if you’re saving from scratch. Low cost loans, or low interest loans, allow us to spread those costs over a manageable period through a tailored repayment schedule that suits your financial circumstances.

PCCU has provided low cost loans for thousands of people over the last four decades. During that time we have helped countless families build up substantial savings, building up a reputation for financial expertise, friendly advice, and honesty. One of the reasons people place so much trust in PCCU is the fact we don’t charge different rates of interest on loans based on a person’s credit score. So, if you are someone who has been struggling with bad credit you will not be penalised. Each application is also assessed individually by a person – not a computer. We look at affordability, income and expenditure and only lend amounts we are confident you can pay back.

How else can PCCU help with low cost loans

PCCU can save you hundreds of pounds in comparison to payday lenders. And if you don’t believe us, well, you’ve got nothing to lose. Literally.

We completely understand that even looking at low cost loans can be a little daunting, especially if you happen to be a first time applicant. To remove all pressure from the application process we offer a no strings attached free loan quote. This affords people the time and space to make an informed decision on their own terms, one they’re fully comfortable with. Combine this with no setup fees or early settlement penalties, along with free life insurance on savings and loans, and it’s easy to see why our PCCU family continues to grow every year.

So, let’s talk about that holiday.