We’re slowly but surely moving into the season of bank holidays, warmer weather and lighter evenings. To some people, this might mean hours spent lazing on a deckchair, but for many others, it’s the opportunity to get on with those jobs around the house that you’ve been putting off for months. From replacing tired items of furniture to redecorating rooms or even investing in a patio or conservatory, these are all things which are much easier to get on with if you take advantage of PCCU’s home loans.
Like all the money we lend to our account holders, our home loans come at the lowest interest rate we can possibly offer. We run as a not-for-profit organisation, so we don’t have shareholder dividends or executive bonuses to worry about. That enables us to offer the best rates and to plough any money we do make back into the local community. Our stance as ethical lenders doesn’t begin and end with low-interest rates, however.
Another appealing aspect of our home loans is that the interest rate you’ll see advertised on any of our literature is exactly the interest rate you’ll be asked to pay. Unlike some lenders, we don’t offer a premium rate to particular borrowers and steeper rates to the rest. All of our account holders get the same deal, the same complete transparency and the same freedom from hidden charges, extras fees and expenses tucked away in the small print.
One of the major advantages of our home loans is that they put you in a position of power. Knowing that you have a specific amount of money deposited into your account will allow you to seek out the best deal, negotiate the best price and shop for anything from a set of garden furniture to a new kitchen safe in the knowledge that you don’t have to accept any old deal being offered.
Once you’ve applied for one of our home loans and provided all the necessary information, we’ll work quickly to process your request. In most cases, we can come up with a decision within a couple of days, and quite often by the very next day, and you’ll have the added peace of mind of dealing with individual members of staff on a one to one basis, rather than speaking to some distant, faceless call centre.
Once our home loans are approved they are paid directly to our account holders. Having got your money you’ll be free to spend it as you wish, safe in the knowledge that the repayments are affordable, and that for every payment you make a small amount will even be placed in your savings. Home loans from PCCU bring the option of transforming the space in which you live within reach of virtually anybody. Take a look around your home today and see what you could transform to make it ready for summer, then get in touch with us to find out what we can offer you.