A home improvement loan from PCCU will enable you to carry out modifications which are as large or as small as you wish. From redecorating a room to fitting a brand new kitchen, our home improvement loans can be used to make your house into a home.

During the summer, in particular, there’s really no reason why the loans should be limited to improvements taking place inside the house. You could take out a home improvement loan to re-landscape a garden, have a patio built or put down some decking.

Apply for your Home Improvement Loan

Apply for a PCCU Home Improvement Loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.

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Rates between 1% and 3% interest per month on the decreasing balance (12.7% APR – 42.6% APR) – so the interest is always reducing
Loan decisions by people not computers
No setup fees
No early settlement penalties
Fast decisions

By carefully assessing each applicants personal circumstance, we make loan decisions on affordability and tailor repayments to suit you
FREE life insurance (subject to rules), so in the event of your untimely death your loan would be paid off
Even if you already have a loan, you can still apply for a top up loan

Whether you need to refresh a room with a lick of paint, create a relaxing bathroom to unwind or start work on a landscaped drive and patio we provide home improvement loans up to £15,000

The key to a home improvement loan from PCCU is that it offers genuine flexibility. Once a loan has been approved you’ll have the cash and will be able to shop around for the very best prices. As an added bonus, the fact that you have the money available, rather than having to rely on in-store credit, will put you in a position to drive a hard bargain and push the price even lower.

At PCCU we would love to do your home improvements but why take away your fun!

Although we cannot help to dig your garden out or sketch out the plans to a new kitchen, we can look at lending you the money required to start and finish the job.

Apply online today or pop into one of our four branches found in Nelson, Colne and Burnley, to complete a loan application form. If you require any further information contact us today.