Here at PCCU, we’re used to people borrowing money for a wide variety of reasons. These range from paying for school uniforms to funding some of the cost of a summer holiday. In the past, the image of a credit union may well have been that of a place where people went for smaller, emergency loans to tide them over a difficult time. While we still serve that purpose we also offer much more, such as larger home improvement loans for account holders who need to fund major projects.
A home improvement loan from PCCU will enable you to carry out modifications which are as large or as small as you wish. From redecorating a room to fitting a brand new kitchen, our home improvement loans can be used to fund projects which would otherwise be out of the reach of many of our account holders. During the summer, in particular, there’s really no reason why the loans should be limited to improvements taking place inside the house. You could take out a home improvement loan to re-landscape a garden, have a patio built or put down some decking.
The key to a home improvement loan from PCCU is that it offers genuine flexibility. Once a loan has been approved you’ll have the cash and will be able to shop around for the very best prices. As an added bonus, the fact that you have the money available, rather than having to rely on in-store credit, will put you in a position to drive a hard bargain and push the price even lower.
Like all the loans we offer, our home improvement loans are given at the best possible rates of interest. As a not-for-profit organisation we are run solely to benefit our account holders and the wider community. This means that every home improvement loan we give is calculated on the basis of the account holder’s needs and their ability to repay. That’s why we can offer such reasonable interest rates, we don’t believe in hidden fees, extra charges or ‘secret’ interest rates – what you see is what you pay.
If you’re looking for a home improvement loan then get in touch with us today. We’ll deal with you on an individual basis, working face to face rather than via some anonymous call centre. Once you’ve provided all the information we need, we’ll try to make a decision regarding your home improvement loan on the very same day. If that isn’t possible, we still guarantee an answer within the space of two days. If your application is successful then the money will be transferred to your account via BACS straight away.
That’s when the fun starts. You can shop around and begin transforming your home or garden safe in the knowledge that you’ve got the money to fund everything and that the repayments have been calculated in a way which provides peace of mind that you’ll be able to afford them.