Make the most of your home with PCCU’s home improvement loans

Well, what a year that was. Whatever plans you had at the beginning of 2020, we bet they didn’t include Covid, lockdowns or family Zoom quizzes. Light at the end of the tunnel does at least appear to be getting closer – who needs a holiday? – but there’s still a good chance 2021 will feature more ‘working from home’, more ‘home-schooling’, and naturally, more ‘home bars’. And that’s why we think now is the perfect time to be looking at PCCU’s home improvement loans .

There’s no place like home

Spending more time at home does provide real opportunity for home improvement, whether that be a spot of DIY, a whole kitchen transformation or even outdoor projects ahead of spring. Maybe you’ve been planning to renovate for years, but your finances have never been in a strong enough position. Now is the perfect time to start. Let renovation be the one resolution you stick to this year.

Our home improvement loans offer up secure financial footing so you can build the home of your dreams without the worry of crumbling budgets. Knowing where you stand is vital when it comes to taking out a loan. That is why our repayments are tailored to suit the individual’s financial circumstances, allowing the cost to be spread out over a more affordable period.

If you’re currently compiling a ‘home renovation’ shopping list, make sure you check out the SPE Furnishings site where you’ll be able to find brand new furniture, at up to 50% off retail prices. From beds, mattresses and wardrobes to washers, cookers and fridge freezers, you’ll be spoilt for choice.

These items can all be bought through low interest PCCU payment plans as well.

Why PCCU is the place to come for home improvement loans

As we face yet another year of uncertainty, one thing you can rely on is PCCU being there for all your financial needs. We’re a not-for-profit organisation, so when you’re shopping around for home improvement loans you’ll quickly see that our interest rates are much lower than many other lenders. If you’re replacing a broken cooker, or the TV’s suddenly started acting up, you’re going to want any loan funds in your account as quickly as possible.

Generally, our staff provide answers to loan applications within one working day, as long as we have all the required information. Once an application is green-lit we can make a BACS payment the same day.

Laying a strong foundation is important for anybody wanting to build towards true financial independence. All our account holders are required to regularly save alongside loan repayments meaning in a matter of months you will have your very own saving pot – ready to spend on your next property project.

The easiest and most convenient way for you to apply is online or via the telephone, however, if you would like to speak to our highly knowledgeable team in person our high street branches are open Monday – Friday. Social-distancing measures are in place, and we would kindly ask that you wear a mask when entering the premises.