You may not have noticed it yet but the calendar is saying that summer is well and truly on the way, and with it the matter of arranging some summer holidays. Whether that means jetting off to somewhere in the Med, booking a holiday camp in Prestatyn or simply arranging a few days out to keep the kids entertained when they’re off school, it’s going to cost money. Dealing with this cost is made so much easier if you take out one of PCCU’s holiday loans.
In an ideal world, we’d all be paid enough that we could afford to save up for our holiday in advance. In the real world, however, stagnating wages, rising prices and one-off costs for things like car repairs, school uniforms and household goods mean that putting enough aside to enjoy a holiday is difficult if not impossible. Having worked hard all year and wanting your kids to enjoy the summer break it’s perfectly reasonable to start planning and looking forward to your holiday, however, and our holiday loans will enable you to do so with the absolute minimum of stress.
The key to the appeal of our holiday loans is that we are an ethical lender. The first thing this means is that we work on a not for profit basis, and any money we do make is used to improve the local community and the lives of the people living there. We don’t have to generate dividends for shareholders or bonuses for fat cat bosses, and this lets us keep the interest rates on our holiday loans as low as possible.
As well as being lower than you’re likely to find elsewhere, the interest rates we charge are completely transparent. Every one of our account holders will pay the same, rather than only a percentage being offered the very best deal, and nobody will ever be hit with hidden fees, charges or costs in the small print.
Taking out one of our holiday loans will enable you to start planning your summer break from a position of financial security. With the money in your bank, you’ll be able to seek out the best possible deals on everything from flights or hotel rooms to a bucket and spade. We’ll never lend you more than you can afford to pay back, and we’ll set repayments at a level which is easily achievable, meaning you can look forward to your holiday with none of the stress of wondering how you’re going to pay for it.
Once you apply for one of PCCU’s holiday loans we’ll reach a decision within two days, and sometimes by the very next day. As soon as the loan has been approved, the money will be transferred to your account, leaving you free to start stocking up on sun cream and shopping around for the best holiday bargains. No matter what kind of summer holiday you have in mind, our holiday loans will take the worry out of paying for it. We think our account holders deserve to take a break and relax every now and again, and we do everything we can to help make that happen.