Here at PCCU we believe in providing the best possible service for our account holders. That means providing fast loans at competitive interest rates in an ethical manner. We’re able to do this because we’re run as a not for profit organisation. That means we don’t have to generate dividends to pay to shareholders, or cash to hand out as bonuses to our executives. Any profits we do make are used to help regenerate our local area, and to make sure we can provide exactly what our account holders need.
We know from experience that many of our account holders need fast loans on occasion. Sometimes this might be to pay for an emergency item such as a new washing machine or repairs to a car. On other occasions it might be more pleasant, such as booking a holiday for the kids to enjoy during the long summer break off school. Whatever the circumstances, fast loans put freedom and spending power in the hands of our account holders. From replacing kitchen equipment to snapping up a holiday bargain, the fact that the cash is in your account quickly will put you in a position to get the best possible deal exactly when you need it.
The other main advantage of our fast loans is how affordable they are. We keep our interest rates as low as possible, and offer the kind of deals that other providers simply can’t match. Perhaps even more important is how straight talking we are. The rate we advertise is the same for every single loan we offer, and there are no hidden fees or charges in the small print. We only give out fast loans that we’re sure our account holders can afford to repay, and because we work on a one to one basis every application will be dealt with by a human being, not some distant computer or call centre.
Once you’ve provided all the necessary information, your application will be dealt with as quickly as possible. We call them fast loans for nothing – applications are processed within two days and, if possible, by the next working day. Once a loan has been approved the amount will be transferred into your account instantly, leaving you free to book that holiday or pay for that car repair, safe in the knowledge that the repayments are affordable, and that for every payment you make, some will even be used to help build up your savings.
Our fast loans are designed to take as much of the stress out of the process as possible. From dealing with our staff to having the payments and interest rates explained to you, we keep everything as simple and straightforward as possible. We want our account holders to enjoy the spending power of cash in the bank without the worry of unaffordable debt, and that’s exactly what our fast loans provide.