Our Family Loan scheme lets you borrow for family expenses and use your Child Benefit for the repayments.

Quick online loan application here
We assess affordability with no credit check
Family Loan decision within 1 working day and £500 same day BACS payment
Opportunity to build savings

Apply for your £500 Family Loan

Apply for a PCCU Family Loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.

Apply Now

How much can I borrow?

Up to £500.

Save as you borrow

With our Family Loan, you can save for holidays, Christmas or any of life’s little luxuries at the same time as repaying your loan.

What do I need?

Be aged 18 years old or over
Be receiving Child Benefit and agree to have this paid into your account with Pennine Community Credit Union
Live or work in the boroughs of Burnley, Pendle, Ribble Valley, Rossendale, Hyndburn or Blackburn with Darwen OR;
Receive services such as tenancy or be employed by The Together Group, Calico Group, Accent Group or Your Housing Group
Complete a simple loan application here
There is no need to be an existing saver
Repayments tailored to suit you. Simply choose how much you want to put in your savings account each week
Provide proof that Child Benefit is paid to you

If you do apply for a loan we’ll turn the application around as quickly as we can. We aim to reach a decision in just 1 working day, providing all the information we need has been provided. If your application is successful, we can make a same day BACS payment.

Apply for your Family Loan

Apply for a PCCU Family Loan today, with competitive interest rates and repayments especially tailored to suit your financial circumstance.

Apply Now

How does a PCCU Family Loan compare?

Representative Example	Amount Borrowed	Number of Weeks	Weekly Payment	Representative % APR	Total Paid	Cost of Credit
PCCU	£500	52	£11.50	42.6% APR Representative	£596.92	£96.92
Provident	£500	52	£18	299.3% APR Representative	£936	£436

Figures correct as at 2nd April 2019

Need to borrow more than £500?

No problem – PCCU issue loans up to £15,000. Click here to contact one of our highly trained members of staff who will be more than pleased to guide you through our step-by-step loan application process.

What other benefits does the Family Loan have?

A positive boost to your credit rating when keeping to your agreed repayment schedule
Loan decisions by people not computers
No setup fees or early settlement penalties
FREE life insurance (subject to rules), so in the event of your untimely death your loan would be paid off
Saving accounts fully covered by the Financial Services Compensation Scheme up to £85,000

All PCCU account holders have access to the secure ‘Online Account’ area. Where you can check balances, request withdrawals and apply for loans.