It’s happened again, hasn’t it?
One minute you’re planning where to go for your summer holidays; next thing it’s September, the nights are drawing in, and Christmas countdowns are popping up all over Facebook.
While 2020 may not have exactly gone to plan – those summer holidays have been more Barley than Bali – nothing is stopping us from looking forward to Christmas at Credit Union HQ.
We have a feeling this year is going to be more special than ever…and that’s why we want to make sure you know all about Credit Union Christmas loans.
Don’t let poor financial planning ruin your Christmas
Everybody knows a successful Christmas is all in the planning. Getting on top of your finances early means you can sit back, relax, and enjoy the run-up to December 25th; instead of running around like a headless turkey.
And that’s precisely what a large number of our account holders are doing with applications for Credit Union Christmas loans on the rise since July/August.
No surprise either given the fact big names like John Lewis have already opened their Christmas shops with searches for festive items quadrupling compared to this time last year.
Now is definitely the time to be on the lookout for a few early bird deals, or maybe you’re waiting for one of 2020’s big releases.
Those industrious Lapland elves certainly haven’t spent the last few months furloughed. We have the new Playstation 5, the Xbox Series X, the iPhone 12, and the new Apple Watch Series 6 all hitting shelves in the next few weeks – and none of these shiny little stocking fillers are going to come cheap.
Thankfully, Credit Union Christmas loans are here to help. These festive lifesavers are available to account holders across Pendle, Burnley and all the surrounding areas, and enable you to treat your loved ones to the Christmas they deserve this year…even if you do need to spend that little bit more.
Also, our loan decisions are made by real people, not computers. So even if you have bad or little credit history there’s still a good chance your application will be granted.
Why not join PCCU’s Christmas Club?
Credit Union Christmas loans will help spread the cost of the festive season over a longer period. Our Christmas Club is for those who want to save up throughout the year but struggle with unexpected bills chipping away at their finances.
Withdrawals from the Christmas Club can only be made in November and December, meaning festive funds remain festive funds.
And remember: we do not charge fees, we do not take a percentage of your money, and you are not tied into using the money you saved in certain shops. After all, that would not be very Christmassy.
Account holders are still more than welcome to join – there’s currently £160,000 in this year’s Christmas Club – and any money left in your account past December 31st will help get the snowball rolling for next Christmas.
PCCU has been a trusted community helper for more than 38 years now. And in that time, Credit Union Christmas loans have helped thousands of families navigate one of the most financially stressful times of the year. If you need a helping hand this year, please don’t hesitate to get in touch by calling us on 01282 691333 or popping in to one of our branches.