Christmas brings a warm festive feeling to most people’s hearts, whilst burning a huge whole in their pockets come the New Year!
January poses a huge financial challenge for many households, with the impact of festive spending taking its toll on household budgeting. Because of this it’s a great idea to save in advance and spread the costs over the year.
If the damage has already been done, and a ‘buy it now, pay later Christmas’ has got the better of you. Don’t wait for the bills to start falling through the letter box or the interest will start snowballing in to next Christmas! Speak to a member of our staff today on 01282 691333 and we’ll answer any queries you may regarding an affordable loan with repayments to suit you. Alternatively, you’re more than welcome to pop into one of our branches in Burnley, Nelson or Colne to discuss.
With the average family spend being a whopping £800 on Christmas, the use of Christmas savings clubs like PCCU’s very own is a great idea! Even if we do say so ourselves. This account allows you to save as much or as little as you like throughout the year with the money you save ONLY being able to be withdrawn during the months of November and December.
|£ Per Week||Yearly Saving||What you could buy with this money|
|£3||£156||Christmas food shop + 1 or 2 small present|
|£5||£260||Christmas food shop and festive celebrations|
|£10||£520||Gaming console complete with multiple games and extras|
|£15.40||£800||Christmas as a whole!|
This account was specifically designed to help our account holders who really struggle saving for this Christmas period. We know that no one wants the financial stress ruining their merry mood.
I don’t know what I would do without my Christmas account –
Many of our account holders have existing loans with us, such as the family loan. This is a £500 loan that uses the individual’s child benefit to make their weekly loan repayments. Instead of their surplus child benefit being transferred back to them, many account holders used their excess money to save for Christmas. Amazingly 20% of this year’s Christmas Savings Club was saved by account holders with the Family Loan. A real blessing when it comes to Christmas!
What makes the Christmas Savings Club the perfect solution to a stress free Christmas next year?
- Unlike other Christmas clubs the money you save is fully redeemable in cash and not exchanged for gift card or other items restricting what and where you can purchase your Christmas necessities from.
- The money you save is protected fully by the Financial Services Compensation Scheme up to the value of £85,000. Meaning you wouldn’t lose any money if PCCU was to go into administration, like other Christmas Savings Clubs have in recent years.
- The money does not have to be withdrawn at once, you can withdraw as many times as you like within the November and December period. Any money not withdrawn or required will start your savings towards next Christmas.
We know you say you are going to do this every year. So why not make the first step today and join hundreds of other PCCU account holders who saved over £150,000 last year alone. This time next year you will be so pleased you did. There’s never been a better time.
Open a Christmas Savings Account
Take all the Christmas stress away by saving as little as you like throughout the yearJoin Now