Here at PCCU we take great pride in providing Christmas money loans that enable our account holders to relax and enjoy the festive season without worrying about how they’re going to pay for everything. We understand how difficult it can be to budget for every demand that the average family Christmas throws at you, and that the cost of food, drink and gifts alone can soon mount up. Even if you manage to put something aside throughout the year, the chances are that it won’t be enough to cover everything, and if an emergency with a car or household appliance occurs, anything you do manage to save could be wiped out in one go.    

Our Christmas money loans are an ethical alternative to payday lenders, bank overdrafts and expensive credit agreements. We don’t have to make a profit for shareholders on the money we lend, and that means that we can keep interest rates as low as possible. We also take the time to get to know our account holders, and so we only ever lend money which we know believe they can afford to pay back, setting up a repayment plan they’ll be able to meet.

Unlike many lenders, we offer the same interest rate to every single borrower, and our Christmas money loans come without any strings attached or extra fees and charges hidden in the small print. If you come to us for one of our Christmas money loans we’ll give you a speedy answer – usually within two working days, provided we have the information needed – and then transfer the loan for you to spend having the kind of relaxing, fun-filled Christmas you deserve.

Our Christmas money loans are just one part of the fantastic service we’ve provided for the local community during 2018. During the course of the year we’ve we processed our 35,000th loan application, resulting in our total lending to the community topping £50 million. When you consider the fact that this money has been loaned into the local community at affordable interest rates, it merely underlines the role we play in supporting and boosting the people and environment of Burnley and Pendle. This boost to the local economy is also reflected in the fact that the savings of our account holders now amount to a highly impressive £6 million.  

A clear sign of our commitment to the local area and its people came with the opening, this November, of our new Burnley branch. When Councillor Charlie Briggs, the Mayor of Burnley cut the ribbon on our new branch, he was opening an asset which will serve all of the people of Burnley and beyond. Located at 48 St James Street, Burnley, the new branch offers saving and borrowing facilities on the high street 5 days a week, and is a concrete reminder of the fact that we are always here to help our account holders with things like Christmas money loans.

Inside the branch itself, you’ll find cashiers desks for depositing and withdrawing money and a private interview room for discussing issues such as taking out a loan. If you’d like to know more about our Christmas money loans or any of the other services we offer, please feel free to drop by for a chat. We’re certain that our new and exciting branch will make 2019 an even better year for PCCU than 2018.