Applying for Christmas loans online could not be easier at PCCU.
Come on then, own up.
Who’s close to pulling out the decoration box? Dusting off the old Christmas jumper? Eagerly awaiting the first bars of ‘Fairytale of New York’ blaring out from their radio? We know it’s fast approaching the most wonderful time of the year.
We’ve even started sizing up advent calendars. But we also know this means we’re fast approaching the most stressful time of the year for a lot of families. PCCU loves Christmas. We also love helping people, and one of the ways we do that is by taking the stress out of a festive period wrapped up in financial pressure. It’s been a tough 18 months for so many people, and last Christmas was hardly the most social of celebrations. That means we have to make this December 25th (and the few days either side, of course) one that will live long in the memory…without leaving us long in debt. That’s where PCCU’s Christmas loans online come in.
PCCU wants to help you spread the cost of Christmas
In a perfect world – imagine Christmas dinner every day – we would prefer our account holders to save throughout the year so they don’t even have to consider applying for a loan to cover festive expense. And many do, through our free-to-open Christmas Savings Account.
That being said, even the best of planners, yes, even those who start Christmas shopping in July, can end up hurtling towards December desperately trying to rein in the costs. This has only been compounded by a rising cost of living, and means more people than ever are having to take real care of their money this winter. Christmas loans online can help you spread the cost of Christmas, easing the pressure so you’re free to worry about things like who’s going to cook the turkey, or wrap all the presents.
PCCU offers small and larger loans to suit all requirements, and there’s no need to visit a branch – not that we wouldn’t love to see you. The whole Christmas loans online process can be carried out at home, either through our Online Application Area or via the secure Nivo app.
Loan repayments can be made by standing order or a direct benefit payment such as Child Benefit, Universal Credit or Tax Credits etc. And with no early payment penalty fees to worry about, you can pay off your loan, and start saving for next Christmas, whenever you wish.
Speak to our friendly team about Christmas loans online
We understand that lots of our neighbours within the community simply do not like visiting financial institutes in person. This is why we’re available for a friendly chat on the phone or via our different online channels. If you do have a question about Christmas loans online why not try the Nivo App?
Similar to WhatsApp, it’s a great way to discuss borrowing options with our highly trained team. And with four decades of experience to our name, we’re confident we’ll be able to answer any queries you may have.