What’s more frightening than the weather outside at Christmas? Our bank balances at Christmas.

While Santa’s making his list and checking it twice; we’re logging into our accounts and checking them twice. Payments can quickly snowball during the winter months especially when our savings fall short of all the merry mayhem we have planned.

At PCCU we know how financially hectic things can get at this time of year and that’s why our Christmas cash loans can be a real festive life-saver for families. It may be that you only need a little bit of extra money to buy in all the food – and alcohol, of course – for a cracking Christmas Day feast the relatives are never going to forget.

Maybe you want to treat your little sprouts to a few extra presents, especially if they’ve been more nice than naughty this year. Maybe you’re looking at buying something extra special for that extra special someone in your life.

Whatever the amount for whatever the purpose, our Christmas cash loans are here with (sleigh) bells on.

One of the great things about PCCU is the fact we’re able to provide smaller amounts – up to £1,000 – for people who only need that little festive boost. We do lend right up to £15,000 and with highly competitive interest rates, our Christmas cash loans are certainly more than just a stocking filler.

Loan decisions are made by people as well, not computers, so you know your application is being looked at fairly, thoroughly and professionally. They are based on affordability, too, so you won’t be spending the New Year worrying about how you’re going to make repayments.

Once the loan is signed for, funds are made available the same day meaning you can get on with the joys of Christmas shopping straight away. The money can be transferred into an account of your choice or loaded onto a prepaid Engage card.

It won’t be long before Burnley town centre’s late night Christmas shopping period starts either so make sure you keep an eye out for news on that.

As well as Christmas cash loans, we also encourage people to open one of our free Christmas savings accounts. Through this scheme you can save as little or as much as you like but can only make withdrawals between November 1st and December 31st.

It’s perfect for those people who want to save for Christmas during the year but are constantly tempted to dip into their account for little bits here and there.

More than £150,000 was actually saved by PCCU account holders last year through the Christmas Club. You can join at any point, we do not charge fees, we do not take a percentage of your money and funds do not have to all be withdrawn at once.

Christmas should be about family, fun and overindulging in mince pies. Let PCCU take your mind off niggling money matters with our Christmas cash loans and help you get back to what’s important.

Apply online today, alternatively give us a ring on 01282 691333 or nip into one of our branches in Burnley, Colne or Nelson if you would like more information.