It can be easy to lose your way looking for cheap car finance. Let PCCU put you in the driving seat with an affordable Car Loan. 

Taking your shiny new motor out for the first time is undoubtedly one of the best feelings there is, but the journey to arrive at this point can be a very different story. Shopping for a car should be one of life’s greatest pleasures; choosing the make, the colour, the gadgets you’ll never use – what could possibly take the fun out of that? The cost.

Personal contract purchases, hire purchases, contract hire; the road to a cheap car finance deal is often paved with financial risk and potholes of uncertainty. So much so, your car buying experience can go from 0 to headache in no time at all. Fortunately, there’s another option; one that won’t see you driving head first into unmanageable debt.

PCCU – A better alternative to cheap car finance 

If you’re out there searching for cheap car finance deals, all we ask is that you put the brakes on for a minute, wind down your window, and take a look at a PCCU car loan.

The biggest difference between using one of our car loans instead of trying to find a cheap car finance deal is the fact you’ll own the car outright – no renting, and no worries about the condition of the car when you come to return it. A personal car loan means you won’t be restricted by dealer demands such as mileage limits, and you’ll have more flexibility when it comes to repayment terms. A car loan also allows you to shop around for the best deal, meaning you hold all the cards if you find yourself needing to negotiate at any stage.

You can repay a PCCU car loan early without any extra fees or charges as well, and on top of all this there’s no looming balloon payments hanging over you either.

Choose PCCU for a car loan

Our aim is to make buying a new, or second hand, car simple – and fair. One of the ways we do this is by making the online application process as straightforward as possible.

Each application is assessed individually by a person – not a computer. We look at affordability, income and expenditure, and only lend amounts we are confident you can afford to pay back. Applicants can also expect a decision within 24 hour working hours.

On the surface, cheap car finance deals can seem like a good idea but they can soon see you on a road to nowhere. Before you take the plunge, give PCCU a call on 01282 691333 and we’ll do everything we can to have you driving off into the sunset with an affordable car loan safe in the knowledge you’re not paying over the odds.