With restrictions slowly easing, life finally feels like it’s getting back to normal. Meals in restaurants, not marquees. Holiday planning. Hugs! It’s not all good news though.

One annoying aspect of life pre-Covid has also creeped back into our lives these past few weeks…traffic. Yes, the tailback tantrums have returned and they’re as infuriating as ever. And yet it does go to emphasise just how important a role the car plays in our lives. Dropping the kids off at school, doing the shopping, travelling to and from work…and perhaps most importantly, taking you to your staycation destination this summer.

Many of us would be lost without our four wheels, but buying a new car or upgrading the one we currently have doesn’t come cheap. Car finance does allow a vehicle to be paid off monthly over many years, helping drive down the cost. Great for those on a budget or for anybody after a more expensive car. However, it doesn’t always mean it’s the best option.

Why a PCCU car loan will set you on the right track

By all means, go and speak to a dealership and see what deals they have. A lot will offer car finance starting at 12.9% representative. This is more than we will charge for a loan over £3,000, and that 12.9% isn’t even set in stone with ‘representative’ meaning they only have to offer that particular rate to 51% of applicants. There’s no smoke and mirrors with our rates. What you see is what you get.

Unlike Hire Purchase agreements or a Personal Contract Plan, a PCCU car loan also means you will own the car outright. No scary hidden fees, over-mileage charges or impending balloon payments waiting for you at the end of the term. You’re in total control. Whether you’re looking for a nice little A to B runaround, or a top-of-the-range model, PCCU car loans go up to £15,000 putting you firmly in the driving seat when it comes to choosing your next model.

We’re here to help

You won’t be on the end of any fancy sales pitches if you come and speak to us. We firmly believe in honest, open, transparent dealings, focusing on affordable and flexible repayment terms to suit your financial circumstances. And we go from 0 to possible loan in seconds…well, hours. If you apply online today for a PCCU car loan, we will have a decision for you within 24 working hours. That’s still pretty rapid. We can’t guarantee that you won’t find a car finance deal more suited to your needs, but we do guarantee that our rates are always highly competitive. And that’s why all we ask is that you include us as a stop on your car loan journey.

Wherever you are in East Lancashire, we’re easy to reach…even if you don’t have a car. Visit one of our branches in Burnley, Nelson, Colne or apply online.