If January had its own slogan, it would definitely include the words ‘borrow money’.
The Monday of the months; it’s cold, it’s wet, it’s dark, and it comes straight after ‘spend money’ December.
Payday can seem an awfully long way away once the last bars of Auld Lang Syne have died out.
And even if you have carefully managed your spends over the festive period, all it takes is an unexpected expense to crop up – like a cooker that’s cooked its last turkey or a car that’s fallen victim to Jack Frost – and panic could soon be setting in.
Please don’t worry. You’re not going to be the only one feeling a bit of financial pressure at the start of the year.
PCCU has been providing low-cost loans to people and families for four decades now. Whatever your borrowing needs, we’re here for you.
Why should I borrow money from PCCU?
January is the perfect time for loan sharks to strike.
Increased financial strain after holiday expenses can put people in a vulnerable position. Desperation to cover bills, debt, or the unexpected expenses we just mentioned; any or all of these could make someone susceptible to predatory lending practices.
At PCCU, we make it our mission to ensure individuals don’t have to turn to payday/high interest lenders in times of despair.
We cater for all our account holders with big or small loans at highly competitive interest rates. And we spread these loans out over a manageable period through tailored repayment schedules that suit their financial circumstances.
What really sets us apart though is the fact we truly care. We pride ourselves on delivering the best possible service when account holders need to borrow money, and we have countless testimonials, just like this one, that make everything we do worthwhile: “Fantastic service and a great help in the current financial climate, it’s refreshing so feel some relief for a change. Many thanks.”
How quickly can I borrow money from PCCU?
We want you back on the road, or cooking turkeys, as quickly as possible.
Apply online today, and as long as we have all the information required, you will have a decision within 48 working hours. We may be speedy, but we’re definitely not sneaky.
Dealing with PCCU means no hidden fees, no hidden charges, no nasty surprises. We also offer free life insurance on our savings and loans, and there’s no set up or early settlement fees to worry about either.
It costs nothing to talk to PCCU about a loan. We offer free loan quotes, and no application fees. So, banish those January blues today by giving us a ring.