Do you ever feel like you’re standing right at the top of a slippery slope? Not the fun kind, sledge in hand. The kind where one small monetary misstep can loosen your financial footing, leaving you hurtling towards rock bottom. The run up to the festive period is fraught with budgetary pitfalls. Asking to borrow money for Christmas is one way to keep yourself on surer footing.

PCCU here to make this a Christmas to remember

Thousands of local people borrow money for Christmas from Pennine Community Credit Union each year. For many, these loans can turn a stressful Christmas filled with worry into a joyous one filled with gifts.

It’s safe to assume that festivities this year are likely to be a little different from what we’re used to. Who knows if we’ll even be able to spend time with family on December 25th? Burnley and Pendle could well be in Tier 10 by then. That’s why it’s more important than ever we do our best to make sure Christmas 2020 is still one to remember. If that means treating your family and friends to a few more gifts than usual, then so be it.

There’s only a few weeks left to the big day though, and we’re beginning to run out of paydays. Instead of worrying about how you’re going to make your December wage last for what feels like three months, come and talk to us about how you can borrow money for Christmas.

Taking out a PCCU loan means you’re able to spread the cost of Christmas out over a much longer, more affordable period. And once you take the financial stress out of Christmas you can sit back, pour yourself a mulled wine and relax knowing all your presents are bought and wrapped ready to be placed under the tree.

PCCU tailors repayments when you borrow money for Christmas

PCCU understands that applying for a loan can still be a stressful experience for some people. ‘Will my application be accepted?’ ‘Can I afford to pay back the money?’ ‘Will I be hit with hidden charges?’ Not only do we offer competitive interest rates; our repayment plans are especially tailored to suit your financial circumstances. No gimmicks, no empty promises, no big shocks down the line. Our loan decisions are made by real people as well. We specialise in helping bad credit cases and don’t want computers ruling ‘no’ when our highly trained staff can cast an insightful eye over an application. There’s no early payment penalty fees either meaning you can pay off your loan early and get started saving for next Christmas.

If you have any other questions about what ‘borrow money for Christmas’ could mean for you then don’t hesitate to get in touch by calling us on 01282 691333 or visiting one of our branches. Our highly trained staff are also a merry bunch and would be more than happy to talk you through any queries you may have.