Make this festive period even more special with…small Christmas loans.

Ok, we know it doesn’t sound all that special, but a little extra money in the run-up to December 25th can make a huge difference to a person’s enjoyment – and stress – levels. You won’t need us to tell you that Christmas expenses have a habit of snowballing. The gifts, the food, the parties; it all adds up. And while budgeting may keep things on track for a while, bank balances can quickly become next year’s concern as we put every single penny into enjoying every single second of the holiday season.

There’s certainly nothing wrong with wanting a Christmas to remember, especially after last year’s diluted celebrations. But budgets are meant for stretching, not breaking. That’s why at PCCU we offer small Christmas loans; so you can take care of Christmas comfortably without worrying about how you’re going to get through January.

How much can I borrow from PCCU?

While small Christmas loans are the perfect stocking filler for most families, sometimes a little more is required. Maybe you’re planning an extra special gift this Christmas, or you’re wanting to take the whole family away for a spot of winter sun…travel restrictions permitting, of course.  Our competitive interest rates make us a far more appealing proposition than payday loan companies, but more than that, our ethical lending status makes us a fairer proposition as well.

When assessing applications for big or small Christmas loans, we will always take into account an individual’s personal circumstances. We believe repayment terms should be based around affordability, meaning anybody who comes to us for help over the festive period will not be left wondering how they’re going to get by next year. And if you do wish to repay the amount in full before the final settlement date, there will be no early penalty fees.

Why small Christmas loans will help get you ready for Christmas next year

Hundreds of local people borrow money from PCCU for Christmas each and every year in order to fund their festivities. We love helping families, and we love helping a community we have been a part of now for four decades. But we also want to see our account holders on sounder financial footing, not just in the short term, but in the long term. That’s why alongside borrowing big or small Christmas loans you will be required to save. This is one of the credit union’s biggest benefits, one that means by the time next year’s festivities come around you’ll have your own pot of money ready to spend. Account holders are always pleasantly surprised at how quickly saving balances build up, just by making small but regular payments.

Christmas should be the most magical time of the year for families. PCCU’s small Christmas loans may be able to add a little extra sparkle to yours. Speak with a member of the PCCU team today on 01282 691 333 if you have any questions or apply online today in time for your festive celebrations.