‘The best things in life are free’. Hard to argue with that. Family. Friends. An afternoon stroll up Pendle Hill in the summer sunshine. Always nice to finish off that last one with a quick drink in a pub though, isn’t it? Maybe a slice of homemade meat and potato pie, too…and dessert.

Money, for better or for worse, is an integral part of our lives. And sometimes we need a little helping hand to get us to where we want to be. Whether it be cash for a new car, money for a summer holiday or a few extra quid for a drink and a pie. That’s why there’s nothing wrong with searching high and low for the best bank loans out there. All we ask is that you give Peninne Community Credit Union a fair crack of the whip when you are looking. Here’s why.

The world is full of unscrupulous lenders. Flashy deals promising the earth, but in reality delivering exorbitant interest rates and months of financial insecurity. PCCU brings to the table, not only decades of experience dealing with everything from savings to best bank loans, but also an honest and principled service. We are an ethical not-for-profit lender, which quite simply means we care about account holders, not balance sheets. Take the interest rate that other lenders advertise. These are generally representative, meaning that only 51% of applicants need to be granted this rate to allow the company to advertise it. The rate PCCU advertise is the rate you pay. And through these affordable interest rates – that are always tailored to suit an individual’s financial needs – we make sure you get what you need in the short-term without worrying about surprise payments in the long-term.

Another point worth remembering is that when it comes to hunting down the best bank loans, banks and other lenders don’t particularly care for small value ones. At PCCU we offer loans for less than £1,000 all the way up to £15,000, and we look to turn around applications within one to two days. The best bank loans should not only come with fair interest rates, they should arrive into your account as quickly as possible.

If you’re worried about a less than stellar credit score, don’t be. Credit scores aren’t the be all and end all when it comes to applications here, as our loan decisions are made by real people who understand real life. We also report to credit reference companies, meaning as long you meet the agreed payment schedule you’ll be giving your credit score a nice boost as well.

Wading through all the different deals for best bank loans can be a tiring and confusing experience. Call us on 01282 619333 and we’ll answer any questions you have – for free. Right, we’re off for a walk to the pub…I mean up Pendle.