When a new baby arrives, it’s often easy to forget just how much money you’re going to have to spend. From baby clothes and bedding through to cots, bottles and toys, the number of items you’ll need, and need quickly, is often pretty overwhelming. That’s why a baby loan from PCCU can be so useful.

Long term budgeting will make dealing with the impact of a new baby simpler, we encourage people from our community to try to save as much as possible before a baby arrives. The easy access savings account allows people to save as little or much as they can afford, with the freedom to withdraw at any time in branch, online or via the telephone with funds transferred to the account holder’s bank numerous times a day.

However after 38 years of supporting young families in the community we know that in some circumstances people need a baby loan  to buy big ticket items straight away, sometimes saving has not gone to plan or items are more expensive than expected.

What to expect from a PCCU loan

We realise that any expectant parent, or those with a new arrival, will have a lot on their minds. That’s why we make the process of applying for a baby loan as quick and simple as possible. You’ll be dealing with a real person who’ll take the details needed and come up with an answer either the same day or within two working days when we have all the information required.