The online loan has been a key part of what PCCU has to offer for many, many years.

Since the world was turned on its head, it’s become an even more integral cog in our ever-evolving machine. That’s because we place the highest value on account holder comfort. Now don’t get us wrong, we love seeing our lovely accounts holders’ faces when they pop into one of our branches, In fact, nothing brightens up our day more.

But after two years of Covid-19 and restrictions, we know many people in the community are now much more comfortable communicating through digital channels. As a result, PCCU’s online loan options are becoming a firm favourite with applicants.

How PCCU is leading the online loan revolution 

Even before the pandemic, PCCU was fully aware that lots of our neighbours in the community simply did not like walking into financial institutes. Face-to-face meetings can be stressful and time-intensive, which is why we’ve always been available for a friendly chat on the telephone or via our different online channels.

The Nivo app is one such channel, similar to WhatsApp, where you can discuss different online loan options, or any other financial queries, with our highly trained team. More than 9,500 members currently use the secure app; all of whom are huge fans of the facilities functions, which can be viewed here – www.pccu.co.uk/new-features-nivo

What all this means is that there really is no need to ever visit a branch. The whole application process can be done online, either through our Online Accounts Area or via the Nivo app.

Just sit back, in the comfort of your own home, and relax, safe in the knowledge all the answers to any of the questions you may have, are right there, at the end of your fingertips.

Apply online, decision online, sign online. It really is as simple as that.

What should I do if I need an online loan today? 

The summer holidays are here, and that means one thing – money, money, money.

Our four decades of serving the community means we know that people often need to borrow at this time of the year, whether that be for a much-needed break or to purchase the ever-increasing list of items needed for sending the kids back to school in September. Well, the PCCU online loan is here to help with just that.

Within 24 hours – as long as we have all the required information – your loan could be winging its way to your bank account. We can provide both small and larger loans, ranging from £150 to £15,000, and repayments are always tailored to suit your financial circumstances.

And in a world of ever-advancing technology, you may be pleased to learn that our loan decisions are made by real people, not computers.

PCCU is here for the community, which means it is here for you. 

Speak to one of our staff members today – through Nivo , phone, by text, by email, or in person – and let us help put your financial future on firmer footing.