Don't fall for any other loan company until you've seen the benefits of taking a loan with PCCU.

• Friendly and convenient service
• Even if you already have a loan you can still apply for a top up loan
• No admin or settlement fees
• From 1% interest per month on the descending balance (12.7% APR) - we charge from 1% interest on the outstanding balance, so the interest is always falling!
• Free life insurance (subject to rules) so in the event of your untimely death your loan would be paid off
• Confidentiality
• Extremely affordable loans - borrow £1000 over 12 months and you would repay £90 a month - so all that you could pay back in total is £1065.40! (based on 1% interest)

So if you want money for home improvements, a holiday, special occasions or for whatever reason or even if it's just a quote to see how competitive we are come and talk to PCCU Ltd.

The Loan Calculator featured on this website does not constitute an agreement from the Credit Union, it is simply to demonstrate the Credit Union's 1% rate of interest and for quotation purposes only.

Below are just some examples of weekly and monthly repayments on 1% interest rates. Quotes are available upon request.

Weekly Repayments
Amount	Period	Weekly Repayments	Total Interest Charged	Total Payable
£ 100.00	52	£ 2.05	£ 6.21	£ 106.21
£ 500.00	52	£ 10.22	£ 31.16	£ 531.16
£1,000.00	104	£ 10.83	£ 125.89	£ 1,125.89
£3,000.00	156	£ 22.93	£ 575.49	£ 3,575.49
£5,000.00	156	£ 38.21	£ 959.35	£ 5,959.35

Monthly Repayments
Amount	Period	Monthly Repayments	Total Interest Charged	Total Payable
£ 100.00	12	£ 8.89	£ 6.62	£ 106.62
£ 500.00	12	£ 44.43	£ 33.09	£ 533.09
£1,000.00	24	£ 47.08	£ 129.74	£ 1,129.74
£3,000.00	36	£ 99.65	£ 587.10	£ 3,587.10
£5,000.00	36	£ 166.08	£ 978.52	£ 5,978.52

 

Anyone who wishes to take a loan with PCCU would first of all need to become a member which can be done by clicking here.